Purchase
Simplifying the home loan process
We help you clarify the differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer. Our expertise encompasses a wide range of loan options. Our team provides personalized consultations to discuss your priorities and answer any questions you might have, ensuring you feel confident and informed throughout the selection process.
How Our Home Loan Process Works
The Easy 4 Steps
STEP 1
Contact us for your complimentary home loan analysis. Our experts are committed to offering you a detailed assessment that highlights the best rates and terms tailored to your unique financial situation.
STEP 2
Receive options based on your unique criteria and scenario. With this personalized analysis, you'll gain insights into how you can maximize your savings and make informed decisions about your home purchase or refinance.
STEP 3
Compare mortgage interest rates and terms. By taking into account your unique circumstances, we help you identify the most cost-effective rates and favorable terms, simplifying the decision-making process.
STEP 4
Choose the offer that best fits your needs. Once you've identified your ideal mortgage, our team will assist you through the application process, ensuring a smooth transition towards securing your home loan.
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This figure means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment).
VA and FHA loans even allow for higher debt ratios on a case-by-case basis.
FIND OUT HOW MUCH HOME
YOU CAN AFFORD
Discover exactly what you can afford before you start searching for a home. Before embarking on your home search journey, discover precisely what you can afford by utilizing our home purchase qualifier tool.
Equal Housing Opportunity Lender. Figures deemed reliable, but errors may occur. Rates and terms subject to change without notice. This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must qualify under the underwriting requirements and satisfy all contingencies of loan approval.
All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice.
1204 W South Jordan Parkway, Unit CB
South Jordan, Utah, 84095
801-488-2006
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